Please Read the Terms of Service Carefully
Terms and Conditions
Katharine T. Morgan LLC (operating through its brand and imprint Thought Provoking Publishers) is dedicated to helping people achieve their self-appropriated and self-worth goals as it applies to wealth, sovereignty, and personal growth. We provide quality online training programs, digital media, ebooks, and published books to individuals seeking freedom of time and freedom of location.
This website and the items it distributes contain personal development strategies, financial strategy concepts, and other personal transformation advice that, regardless of Katharine T. Morgan’s own results and experience, may not produce the same results (or any results) for you. There is absolutely no guarantee, expressed or implied, that by following the advice or content available from this website you will achieve specific financial outcomes or personal milestones. Results depend entirely on individual application, mindset, effort, and external variables beyond our control. You assume all risk related to decisions made based on this content at your own discretion.
Liability Disclaimer
By accessing this website, reading our publications, or utilizing our resources, you assume all risks associated with applying the information provided. You acknowledge and agree that Katharine T. Morgan LLC and Thought Provoking Publishers cannot be held responsible or liable in any way for your personal or professional choices, successes, or failures.
It is your sole responsibility to conduct your own due diligence regarding your life, financial decisions, and personal development. All content provided across this site, through Thought Provoking Publishers, or in associated media is strictly for educational, informational, and personal reflection purposes only. Content should not be construed as formal medical, legal, tax, or individualized financial advisory advice. Always consult a qualified professional before making major life, legal, or financial decisions.
Investment Advisory Disclaimer & Dual-Role Notice
Katharine T. Morgan LLC, Thought Provoking Publishers, and its digital platforms host content, courses, and coaching intended strictly for educational, motivational, and informational purposes. No content provided on this website, within Kajabi courses, or through publishing imprints constitutes personalized investment advice, a portfolio recommendation, or a solicitation to buy or sell securities.
While Katharine T. Morgan holds background and professional qualifications as a financial strategist, the coaching programs, books, and courses offered through Katharine T. Morgan LLC do not constitute investment advisory services. Any formal investment advisory relationship or fiduciary services are governed strictly under a separate, executed written advisory agreement and regulated entity disclosure document (Form ADV Part 2A/2B), entirely distinct from the educational and media products offered on this platform. Accessing this website, purchasing digital products, or participating in online courses does not create an Investment Adviser Representative (IAR) client relationship.
Recurring Billing & Subscription Terms
By purchasing a subscription to courses, content, or community access hosted on our Kajabi platform (or affiliated systems), you authorize Katharine T. Morgan LLC to charge your designated payment method on a recurring basis (e.g., monthly or annually) according to the billing cycle selected at checkout.
Cancellation & Access Policy
You may cancel your subscription at any time through your Kajabi account dashboard prior to your next billing date. Upon cancellation, you will retain access to the subscription content through the end of your current paid billing period. No prorated refunds will be issued for unused portions of a billing cycle.
Digital Content & Non-Refundable Purchases
Due to the immediate, digital nature of our online courses, proprietary frameworks, and downloadable media, all recurring subscription payments and digital course purchases are non-refundable once access is granted, except as explicitly required by law or specified in a separate written agreement.
Intellectual Property & Limited Access License
All original content appearing on this Website—including book previews, text, graphics, media kits, course materials, and frameworks—is the exclusive property of Katharine T. Morgan LLC and Thought Provoking Publishers. Copyright © 2026 Katharine T. Morgan LLC. All rights reserved.
Your active subscription or course purchase grants you a non-exclusive, non-transferable, revocable license to access and view the course materials, videos, and digital content for your personal, non-commercial use only. Sharing account login credentials, redistributing downloadable materials, or reproducing proprietary course content without prior written permission from Katharine T. Morgan LLC is strictly prohibited and will result in immediate termination of account access without refund.
Trademarks
"Thought Provoking Publishers," "Conscious of Mind," and associated series titles, logos, and brand names appearing on this website are proprietary marks of Katharine T. Morgan LLC. All other trademarks referenced belong to their respective owners. Nothing on this site grants any license or right to use any trademark without explicit prior written consent from Katharine T. Morgan LLC.
Legal Notice
All formal legal notices from Katharine T. Morgan LLC to You will be posted on this website and deemed delivered within thirty (30) days after posting. Formal legal notices from You to Katharine T. Morgan LLC must be sent by first-class mail to our official business address at:
Katharine T. Morgan LLC
6117 Campus Lane #30252
Cincinnati, Ohio 45230
Shipping & Delivery
Thought Provoking Publishers ships physical books and products to locations within the United States, U.S. territories, Canada, and select international destinations. Title and risk of loss for physical merchandise pass to you upon delivery to the shipping carrier. Recipients of international orders are responsible for any applicable customs, duties, or import taxes required by their destination country.
Warranties & Disclaimers
The content provided on this website is compiled from authentic personal and professional insight and is subject to change without notice.
KATHARINE T. MORGAN LLC SPECIFICALLY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NONINFRINGEMENT WITH RESPECT TO THIS WEBSITE AND ITS CONTENT. IN NO EVENT WILL KATHARINE T. MORGAN LLC BE LIABLE FOR ANY INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES ARISING OUT OF YOUR USE OF THIS SITE OR MATERIALS.
Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of the State of Ohio. In the event of any legal dispute, you agree to submit to the exclusive jurisdiction of the state and federal courts located in Ohio, waiving any right to a trial by jury.
Business Contact Information
If you have general questions regarding these Terms and Conditions, your Kajabi subscription, or our products, please contact us by email at:
info@katharinemorgan.com
Entire Agreement
These Terms and Conditions constitute the entire agreement between you and Katharine T. Morgan LLC regarding the use of this website and associated digital products, superseding any prior communications or agreements.